Go Further with Commercial Property Loans in Melbourne

Buying a commercial property can be a smart way to grow your business or expand your investment portfolio. At Lend & Co., we’re Melbourne-based commercial mortgage specialists with years of experience helping local clients secure the right funding for warehouses, offices, retail spaces, motels, and more.

Whether you’re buying your first commercial property or growing an existing portfolio, we’ll guide you through your options and help structure a loan that works for you.

Commercial Lending Services

What Are Commercial Property Loans?

Commercial loans are designed to help you purchase a property used for business purposes — not as a personal residence. This can include anything from an office in the city to an industrial warehouse in the outer suburbs.

Here’s what you should know:

  • Higher deposits are often required — typically up to 30%

  • Interest rates and fees are generally higher than residential loans

  • Loan terms are usually shorter

  • No Lender’s Mortgage Insurance (LMI) is available

  • You can choose from variable, fixed, or split loan structures

  • Repayments can be interest-only or principal and interest

Our Melbourne-based loan specialists will walk you through your options and tailor a loan to suit your goals.

Why Work With Lend & Co.?

When it comes to commercial property loans, the rates, terms, and lender requirements are far less transparent than with residential mortgages. That’s where we come in.

At Lend & Co., we bring local expertise, strong industry connections, and hands-on service to help you get the best possible deal — without the stress.

Here’s what sets us apart:

  • Deep understanding of commercial lending in Melbourne and beyond

  • Access to a strong network of lenders and private funders

  • Friendly, professional advice from a local team

  • Support with structuring your loan for flexibility and savings

  • Online and phone-based support to keep things moving quickly

  • Clear communication at every stage of the process

Our brokers do more than just compare rates — we help you understand your options and make confident decisions that align with your business or investment goals.

Applying for a commercial loan can be time-consuming and complex — but it doesn’t have to be. Let Lend & Co. simplify the process and help you unlock the benefits of owning a commercial property. 

Talk to us about commercial loans.
Your consultation is free and comes with no obligation —
ask anything, we’re here to help.

Want to know more? Apply for pre-approval or
book your first call today.

Ready to take the next step in your property journey?

Connect with an expert home loan specialist from Lend & Co today